While home base is in British Columbia, our expertise extends beyond provincial borders, allowing us to assist in securing mortgage financing throughout most of Canada.

Our services are typically at no cost to you! We are compensated by lenders through a commission, typically ranging from 0.5% to 1% of the total mortgage amount, but rest assured, this does not have a negative impact on your rate. We earn our commission only after successfully arranging your mortgage.

Securing the best rate for you is top priority! As Mortgage Brokers we have access to a wide network of financial institutions, including major banks, credit unions, trust companies, mortgage-only lenders, private funds, and more. Beyond just finding you a great rate, we can also assist you in navigating hidden costs that might catch you off guard, significantly affecting the overall cost of your mortgage.

Borrowers should carefully consider not accepting the rate offered by their lender for several reasons. First, lenders may not always provide the most competitive rate available in the market, potentially resulting in higher costs over the life of the loan. Second, exploring other options allows borrowers to compare rates and terms from multiple lenders, ensuring they find the best deal tailored to their specific financial situation. Lastly, negotiating or seeking alternative offers can lead to significant savings and better loan terms, making it a prudent choice to explore all available options before making a decision.

Yes, absolutely! It's crucial to reach out to us in this situation. While your bank may have declined your application, we have access to a wide network of lenders and can explore alternative options that may still be available to you. We can help you navigate the complexities of the mortgage market, potentially finding a lender who is willing to work with your unique financial circumstances. So, even if your bank has said no, there are often still options available, and we can help you find them.