coast
How It Started:
It started out as a mentorship, it became a friendship, and ultimately evolved into a partnership.
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​Now, as part of the Coast & Roots Mortgage Team, Jenny and Ang combine their strengths to offer thoughtful, personalized mortgage solutions. Their collaborative approach means clients benefit from clear communication, honest advice, and a team that genuinely cares.
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A simple conversation turned into something powerful—and clients feel the difference.
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coast
Mortgage Broker
Angela Ray
Formerly Angela Ray Mortgages
With over 30 years in the residential real estate industry, Ang brings a rare depth of experience to every mortgage conversation. From first-time buyers to seasoned investors, she offers clear, strategic guidance tailored to each client’s goals — always with a calm, no-nonsense approach.
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Ang is known for making the complex feel simple and for genuinely caring about the people behind the numbers. Whether you're purchasing, refinancing, or renewing, she’ll help you feel informed, supported, and confident from start to finish.
Outside of work, Ang is all about finding balance — spending time with her family, especially her granddaughter, and hitting the trails both close to home and abroad. From quiet hikes on Vancouver Island to tackling some of the world’s most epic routes solo, she’s always chasing fresh air, new views, and meaningful connections.
roots
Mortgage Broker
Jenny Montgomery
Formerly Mortgage Roots
With a strong foundation in both mortgage brokering and real estate, Jenny brings clarity, heart, and strategic insight to every client interaction. Whether you're buying your first home, refinancing, or planning your next big move, she offers straightforward advice and personalized solutions designed to meet your unique goals.
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Jenny’s passion for mortgage brokering stems from her deep desire to make a meaningful difference in people’s lives. She understands that securing the right mortgage can be a complex and emotional process, and she is committed to guiding her clients with care, transparency, and patience. Her ability to truly connect with clients, her attention to detail, and her commitment to open, effective communication make her a trusted resource every step of the way.
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Outside of work, Jenny is happiest under the stars with her family, camping on the coast, dancing at a concert, and staying active with Pilates and spin classes. She lives for movement, music, connection — and believes the best plans are the ones that leave room for joy along the way.
How It's Going:
We are loving every minute of it. And so will you.